Products & Services: Personal

Personal Property / Casualty

• Homeowners – Primary, Secondary and Seasonal
• Condominium-Unit Owners
• Tenants/Renters
• Rental Properties
• Massachusetts Automobile/Motorcycle Insurance
• Personal Umbrella Liability

Specialty Market

• Snowmobiles
• Antique/Classic Vehicles
• Watercraft
• Personal Watercraft
• Off-Road Recreational Vehicles
• Mobile Home – Primary and Rental
• Motor Home
• Travel Trailers
• GAP Protection
• Flood
• Vacant Property
• Coastal Property
• Log Homes
• Day Care Liability

Unique Coverage Endorsements

• In-Home Business
• Identity Theft/Recovery
• Multi-Policy Discount
• Back-up of Sewers and Drains
• Supreme and Select Endorsements

  Increases:  Special Limits of Liability, Fire Dept Service, Debris Removal, Ordinance or Law, Credit Card, Fund Transfer Card, Forgery and Counterfeit Money limits, Claim Expenses and Damage to Property of Others. 

  Adds: Lock Replacement, Refrigerated Products, Replacement Cost on Contents, Personal Injury

• Dwelling Under Construction
• Other Members of Household

Specialized Programs and Services

• In Control Advanced Driver Training
• Marshall & Swift / Boeckh Home  Replacement Cost Evaluation

Links

• Massachusetts Registry of Motor Vehicles –www.mass.gov/rmv

• NADA Car Valuation Guide – www.nada.com

• Kelly Blue Book Valuation Guide – www.kbb.com

• Massachusetts Homestead Act – www.sec.state.ma.us/rod/rodhom/homidx.htm

• Edmunds Car Buyers Guide – www.edmunds.com